There are two blog post I planned to do but we're skipping them, because I feel like we just got on a roller coaster. Not any old ordinary roller coaster that creeps up the biggest hill before it sends you on a ride so you are eased into it. No this one has shot us right out of the gate. I called a real estate agent yesterday. We're seeing a mortgage broker tomorrow and I have no doubt that she'd have us in a house by Friday if we will decide quick enough. She's really aggressive efficient and professional. The friend that recommended her to us warned me that if I called her I should be ready to move. It took them 6 weeks from first call to close. And they were selling a house too. I'm actually really hoping it doesn't go that fast. I hope she doesn't get irritated with our slow methodical approach to house hunting. We've just been saving for so long. We want to make sure we get the best house for the money. Plus we are in no big hurry. But all of a sudden this is real. Of course it's entirely possible that they will soon tell us that there are no houses in existence that have our lofty criteria for the pittance we want to pay for a mortgage. (You'll have to excuse me as we've been reading the Autobiography of Benjamin Franklin)
** Update** We've been preapproved for a loan in the amount we want to pay. They are approaching preapprovals in a different way in light of the mortgage crisis and they are now only asking what price house you are looking for and then preapprove you for that after telling you how much your payments will be. It was right around what we knew it would be, no big revelations. We gave the specifications we would like in a house to the real estate agent and she said that only 2 houses came up. She changed one specification and 20 came up. But upon review of them most of them are townhomes. Again this was no real big revelation. We've just been in an apartment long enough that we don't even want to consider that. So I guess we look, wait and pray that interest rates don't skyrocket. It looks like we've been shot up the first hill and come to almost a complete stop.
Just to show you that Hyrum isn't bald and is still quite cute. :) Or at least we think so...
** Update** We've been preapproved for a loan in the amount we want to pay. They are approaching preapprovals in a different way in light of the mortgage crisis and they are now only asking what price house you are looking for and then preapprove you for that after telling you how much your payments will be. It was right around what we knew it would be, no big revelations. We gave the specifications we would like in a house to the real estate agent and she said that only 2 houses came up. She changed one specification and 20 came up. But upon review of them most of them are townhomes. Again this was no real big revelation. We've just been in an apartment long enough that we don't even want to consider that. So I guess we look, wait and pray that interest rates don't skyrocket. It looks like we've been shot up the first hill and come to almost a complete stop.
Just to show you that Hyrum isn't bald and is still quite cute. :) Or at least we think so...
6 comments:
Dave said...
We already knew he was cute, even with the new haircut (which will grow out again) =)
OK, we're hanging on for the ride too, and praying for you.
Three Men and a Janie said...
Buying a house really IS a rollercoaster! Good luck with everything. I will still have my fingers crossed that you can find a house in our neighborhood... :)
Brei said...
Ooooh, a new adventure is in the making! You can't see the end of the ride right now, but knowing you two you will find the perfect home, and it will be worth the white knuckles and all the yo-yo-ing you will go through. Yup, that Hyrum is a real cutie!
Jenn J. said...
I'm crossing my fingers and my toes for you guys. I hope something comes up that will be perfect for you. By the way, you're right about Hyrum still being way cute... obviously! :)
Harrisons said...
Hang in there! I'm a big believer that when you find the right house it will be exactly where you need to be and you will see the blessings that will come from it! Everything happens for a reason and maybe the Sixth ward needs you still :)
Holly said...
Hurray on your first big step on your own! It will all be worth it in the end. I promise. Especially when you make the cover of "Beautiful Gardens" after only one year there.
And Yes... Hyrum is adorable!!